Background of the Study
With the growing reliance on digital banking systems, financial institutions are increasingly vulnerable to cyber threats. Cybersecurity compliance involves adhering to regulatory frameworks and adopting practices to protect sensitive information and ensure secure operations. Microfinance banks in Kaduna State face challenges in maintaining compliance due to limited resources, technical constraints, and evolving cyber threats (Ahmed & Bello, 2023).
Statement of the Problem
Despite the critical need for cybersecurity compliance, microfinance banks in Kaduna State struggle to meet regulatory requirements. Challenges such as inadequate technical expertise, high compliance costs, and insufficient infrastructure limit their ability to protect sensitive data and maintain trust. This study aims to explore these challenges and recommend solutions.
Objectives of the Study
Research Questions
Research Hypotheses
Scope and Limitations of the Study
This study focuses on microfinance banks in Kaduna State and their efforts to comply with cybersecurity regulations. Limitations may include difficulty accessing sensitive security-related data and variations in compliance levels across banks.
Definitions of Terms
Cybersecurity Compliance: Adherence to regulatory standards and practices designed to protect systems and data from cyber threats.
Microfinance Banks: Financial institutions that provide small-scale financial services to individuals and small businesses.
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Chapter One: Introduction
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